/* Cash Clarity Calculator — mobile-first, calm design */

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  background: #f7f6f3;
  color: #1a1a1a;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

/* ── UTILS ─────────────────────────────────────────────────────── */
.container { max-width: 700px; margin: 0 auto; padding: 0 20px; }
.hidden { display: none !important; }

/* ── NAV ───────────────────────────────────────────────────────── */
.nav {
  position: sticky; top: 0;
  background: rgba(247,246,243,0.96);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid rgba(0,0,0,0.07);
  z-index: 20;
  padding: 0 20px;
}
.nav-inner {
  max-width: 700px; margin: 0 auto;
  display: flex; align-items: center; justify-content: space-between;
  height: 54px;
}
.nav-logo {
  font-size: 0.9375rem; font-weight: 700;
  color: #1a1a1a; text-decoration: none;
  letter-spacing: -0.01em;
}
.nav-cta {
  font-size: 0.8125rem; font-weight: 600;
  color: #1a1a1a; text-decoration: none;
  background: #eae7e0; padding: 6px 14px; border-radius: 6px;
  transition: background 0.15s;
}
.nav-cta:hover { background: #ddd9cf; }

/* ── WIZARD HERO ───────────────────────────────────────────────── */
.wizard-hero { text-align: center; padding: 40px 0 28px; }
.wizard-hero-badge {
  display: inline-block;
  font-size: 0.75rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase;
  color: #7c6f5b; background: #f0ece4; padding: 4px 12px; border-radius: 20px;
  margin-bottom: 14px;
}
.wizard-hero-headline {
  font-size: clamp(1.5rem, 4vw, 2rem); font-weight: 800;
  letter-spacing: -0.03em; line-height: 1.2;
  margin-bottom: 10px;
}
.wizard-hero-sub { font-size: 1rem; color: #5a5a5a; max-width: 480px; margin: 0 auto; }

/* ── STEP INDICATOR ────────────────────────────────────────────── */
.step-indicator {
  margin: 0 auto 32px;
  padding: 0 0 24px;
}
.step-track {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
}
.step-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  flex-shrink: 0;
}
.step-circle {
  width: 32px; height: 32px;
  border-radius: 50%;
  background: #e8e3db;
  color: #aaa;
  font-size: 0.8125rem; font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  transition: background 0.2s, color 0.2s;
  border: 2px solid transparent;
}
.step-item.active .step-circle {
  background: #1a1a1a;
  color: #fff;
  border-color: #1a1a1a;
}
.step-item.done .step-circle {
  background: #27ae60;
  color: #fff;
  border-color: #27ae60;
}
.step-label {
  font-size: 0.75rem; font-weight: 600;
  color: #aaa; white-space: nowrap;
  transition: color 0.2s;
}
.step-item.active .step-label { color: #1a1a1a; }
.step-item.done .step-label { color: #27ae60; }

.step-connector {
  width: 40px; height: 2px;
  background: #e0dbd4;
  margin: 0 4px 20px;
  transition: background 0.2s;
  flex-shrink: 0;
  align-self: flex-start;
  margin-top: 15px;
}
.step-connector.done { background: #27ae60; }

/* ── STEP HEADER ──────────────────────────────────────────────── */
.step-header { margin-bottom: 24px; }
.step-title {
  font-size: clamp(1.2rem, 3vw, 1.5rem); font-weight: 800;
  letter-spacing: -0.025em; line-height: 1.25;
  margin-bottom: 8px; color: #1a1a1a;
}
.step-sub { font-size: 0.9375rem; color: #6a6a6a; }

/* ── WIZARD FORM ──────────────────────────────────────────────── */
#wizard-section { padding: 0 0 80px; }
.wizard-step { animation: fadeIn 0.2s ease-out; }
@keyframes fadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}

/* ── FORM CARD ─────────────────────────────────────────────────── */
.form-card {
  background: #fff; border-radius: 14px;
  padding: 28px 24px; margin-bottom: 20px;
  box-shadow: 0 1px 4px rgba(0,0,0,0.06), 0 0 0 1px rgba(0,0,0,0.04);
}

/* ── INCOME ROWS ──────────────────────────────────────────────── */
.income-row {
  border-bottom: 1px solid #f0ede8;
  padding-bottom: 20px;
  margin-bottom: 20px;
}
.income-row:last-of-type { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }

.income-row-top {
  display: flex; align-items: center; gap: 8px; margin-bottom: 14px;
}
.income-name-input {
  flex: 1; height: 44px; padding: 0 14px;
  border: 1.5px solid #e0dbd4; border-radius: 8px;
  font-size: 0.9375rem; font-family: inherit;
  background: #faf9f7; color: #1a1a1a;
  transition: border-color 0.15s;
}
.income-name-input:focus { outline: none; border-color: #3d3d3d; }
.income-name-input::placeholder { color: #aaa; }

.income-row-bottom {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px; margin-bottom: 10px;
}
.income-field-group { display: flex; flex-direction: column; gap: 6px; }
.income-field-label { font-size: 0.8125rem; font-weight: 600; color: #5a5a5a; }

.income-amount-wrap {
  display: flex; align-items: center;
  background: #faf9f7;
  border: 1.5px solid #e0dbd4; border-radius: 8px;
  transition: border-color 0.15s;
  overflow: hidden;
}
.income-amount-wrap:focus-within { border-color: #3d3d3d; }
.currency-prefix {
  padding: 0 10px 0 14px;
  color: #888; font-size: 0.9375rem; font-weight: 500;
  user-select: none; flex-shrink: 0;
  height: 44px; display: flex; align-items: center;
}
.income-amount-input {
  flex: 1; height: 44px; padding: 0 14px 0 0;
  border: none; background: transparent;
  font-size: 0.9375rem; font-family: inherit;
  color: #1a1a1a;
}
.income-amount-input:focus { outline: none; }
.income-amount-input::placeholder { color: #bbb; }

.income-freq-select {
  height: 44px; padding: 0 12px;
  border: 1.5px solid #e0dbd4; border-radius: 8px;
  font-size: 0.9375rem; font-family: inherit;
  background: #faf9f7; color: #1a1a1a;
  transition: border-color 0.15s;
  width: 100%;
}
.income-freq-select:focus { outline: none; border-color: #3d3d3d; }

.income-helper {
  display: flex; align-items: flex-start; gap: 6px;
  font-size: 0.8rem; color: #9a8d7a; line-height: 1.4;
}
.income-helper svg { flex-shrink: 0; margin-top: 1px; }

.income-list-footer { margin-top: 16px; }

/* ── BILL ROWS ─────────────────────────────────────────────────── */
.bill-row {
  border-bottom: 1px solid #f0ede8;
  padding-bottom: 20px; margin-bottom: 20px;
}
.bill-row:last-of-type { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }

.bill-row-top {
  display: flex; align-items: center; gap: 8px; margin-bottom: 14px;
}
.bill-name-input {
  flex: 1; height: 44px; padding: 0 14px;
  border: 1.5px solid #e0dbd4; border-radius: 8px;
  font-size: 0.9375rem; font-family: inherit;
  background: #faf9f7; color: #1a1a1a;
  transition: border-color 0.15s;
}
.bill-name-input:focus { outline: none; border-color: #3d3d3d; }
.bill-name-input::placeholder { color: #aaa; }

.bill-row-bottom {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 10px; margin-bottom: 10px;
}
.bill-field-group { display: flex; flex-direction: column; gap: 6px; }
.bill-field-label { font-size: 0.8125rem; font-weight: 600; color: #5a5a5a; }

.bill-amount-wrap {
  display: flex; align-items: center;
  background: #faf9f7;
  border: 1.5px solid #e0dbd4; border-radius: 8px;
  transition: border-color 0.15s;
  overflow: hidden;
}
.bill-amount-wrap:focus-within { border-color: #3d3d3d; }
.bill-amount-input {
  flex: 1; height: 44px; padding: 0 14px 0 0;
  border: none; background: transparent;
  font-size: 0.9375rem; font-family: inherit;
  color: #1a1a1a;
}
.bill-amount-input:focus { outline: none; }
.bill-amount-input::placeholder { color: #bbb; }

.bill-freq-select, .bill-category-select {
  height: 44px; padding: 0 10px;
  border: 1.5px solid #e0dbd4; border-radius: 8px;
  font-size: 0.875rem; font-family: inherit;
  background: #faf9f7; color: #1a1a1a;
  transition: border-color 0.15s;
  width: 100%;
}
.bill-freq-select:focus, .bill-category-select:focus { outline: none; border-color: #3d3d3d; }

/* ── BILLS SECTION ────────────────────────────────────────────── */
.bills-section-label {
  font-size: 0.9375rem; font-weight: 700;
  color: #1a1a1a; margin-bottom: 20px;
  letter-spacing: -0.01em;
}

/* ── FIXED OBLIGATIONS CARD ───────────────────────────────────── */
.fixed-card { margin-top: 16px; }

.fixed-field {
  margin-bottom: 24px;
}
.fixed-field:last-child { margin-bottom: 0; }

.fixed-field-head {
  display: flex; align-items: center; gap: 6px; margin-bottom: 6px;
}
.fixed-field-head label {
  font-size: 0.875rem; font-weight: 600; color: #3d3d3d;
}

.fixed-input-wrap {
  display: flex; align-items: center;
  background: #faf9f7;
  border: 1.5px solid #e0dbd4; border-radius: 8px;
  transition: border-color 0.15s;
  overflow: hidden;
}
.fixed-input-wrap:focus-within { border-color: #3d3d3d; }

.fixed-input {
  flex: 1; height: 44px; padding: 0 14px 0 0;
  border: none; background: transparent;
  font-size: 0.9375rem; font-family: inherit;
  color: #1a1a1a;
}
.fixed-input:focus { outline: none; }
.fixed-input::placeholder { color: #bbb; }

.fixed-suffix {
  padding: 0 14px 0 0;
  color: #888; font-size: 0.9375rem;
  font-weight: 500; user-select: none;
}

.currency-prefix.fixed {
  padding: 0 4px 0 14px;
}
.fixed-input--offset { padding-left: 0; }

/* ── REMOVE BUTTON ─────────────────────────────────────────────── */
.btn-remove {
  width: 36px; height: 36px; border: none; background: transparent;
  color: #aaa; font-size: 1.25rem; cursor: pointer; border-radius: 6px;
  display: flex; align-items: center; justify-content: center;
  transition: background 0.15s, color 0.15s; flex-shrink: 0;
}
.btn-remove:hover { background: #fee2e2; color: #c0392b; }

/* ── ADD BUTTON ────────────────────────────────────────────────── */
.btn-add-income {
  background: none; border: 1.5px dashed #d8d2c8; cursor: pointer;
  font-size: 0.875rem; font-weight: 600; color: #7c6f5b;
  padding: 12px 0; display: flex; align-items: center; justify-content: center; gap: 6px;
  transition: border-color 0.15s, color 0.15s;
  width: 100%; border-radius: 8px;
}
.btn-add-income:hover { border-color: #7c6f5b; color: #5a4d38; }

/* ── STEP HELPER BOX ──────────────────────────────────────────── */
.step-helper-box {
  display: flex; align-items: flex-start; gap: 8px;
  background: #f5f0e6; border: 1px solid #e0d8c0;
  border-radius: 8px; padding: 12px 14px;
  margin-top: 20px; font-size: 0.875rem; color: #7c6f5b; line-height: 1.5;
}
.step-helper-box svg { flex-shrink: 0; margin-top: 1px; }

/* ── WIZARD NAVIGATION ─────────────────────────────────────────── */
.wizard-nav {
  display: flex; align-items: center; justify-content: space-between;
  padding: 24px 0 8px;
}

.btn-next {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 1rem; font-weight: 700;
  background: #1a1a1a; color: #fff;
  padding: 14px 28px; border-radius: 10px; border: none; cursor: pointer;
  transition: background 0.15s, transform 0.1s;
  letter-spacing: -0.01em;
  font-family: inherit;
}
.btn-next:hover { background: #333; transform: translateY(-1px); }
.btn-next:active { transform: translateY(0); }

.btn-back {
  display: inline-flex; align-items: center; gap: 6px;
  font-size: 0.9375rem; font-weight: 600;
  background: #eae7e0; color: #5a5a5a;
  padding: 12px 20px; border-radius: 8px; border: none; cursor: pointer;
  transition: background 0.15s, color 0.15s;
  font-family: inherit;
}
.btn-back:hover { background: #ddd9cf; color: #1a1a1a; }

/* ── FORM ACTIONS (shared) ───────────────────────────────────── */
.btn-primary {
  display: inline-block; font-size: 1rem; font-weight: 700;
  background: #1a1a1a; color: #fff; text-decoration: none;
  padding: 14px 28px; border-radius: 10px; border: none; cursor: pointer;
  transition: background 0.15s, transform 0.1s;
  letter-spacing: -0.01em;
  font-family: inherit;
}
.btn-primary:hover { background: #333; transform: translateY(-1px); }
.btn-primary:active { transform: translateY(0); }
.btn-primary.btn-lg { font-size: 1.0625rem; padding: 16px 36px; }
.btn-primary.btn-sm { font-size: 0.8125rem; padding: 8px 16px; }
.btn-secondary {
  display: inline-block; font-size: 0.875rem; font-weight: 600;
  color: #5a5a5a; text-decoration: none;
  background: #eae7e0; padding: 8px 16px; border-radius: 8px;
  transition: background 0.15s;
}
.btn-secondary:hover { background: #ddd9cf; }

/* ── RESULTS SECTION ───────────────────────────────────────────── */
#results-section { padding: 40px 0 80px; }

.results-header { text-align: center; padding: 32px 0 28px; }
.results-badge {
  display: inline-block; font-size: 0.75rem; font-weight: 700;
  letter-spacing: 0.08em; text-transform: uppercase;
  color: #5a7a4a; background: #eaf2e5; padding: 4px 12px; border-radius: 20px;
  margin-bottom: 14px;
}
.results-headline {
  font-size: clamp(1.4rem, 4vw, 1.875rem); font-weight: 800;
  letter-spacing: -0.03em; line-height: 1.2; margin-bottom: 8px;
}
.results-sub { font-size: 0.9375rem; color: #666; margin-bottom: 20px; }

/* ── RESULTS META ROW (export buttons) ───────────────────────── */
.results-meta-row {
  display: flex; gap: 10px; justify-content: center;
  margin-bottom: 24px; flex-wrap: wrap;
}
.btn-export {
  display: inline-flex; align-items: center; gap: 7px;
  font-size: 0.875rem; font-weight: 600;
  color: #5a5a5a; background: #fff; text-decoration: none;
  padding: 10px 18px; border-radius: 8px;
  border: 1.5px solid #e0dbd4;
  cursor: pointer; font-family: inherit;
  transition: border-color 0.15s, color 0.15s, background 0.15s;
}
.btn-export:hover { border-color: #aaa; color: #1a1a1a; background: #faf9f7; }
.btn-export-done { background: #f0f7f2 !important; border-color: #27ae60 !important; color: #27ae60 !important; }

/* ── RESULTS CARD ─────────────────────────────────────────────── */
.results-card {
  background: #fff; border-radius: 14px; padding: 28px 24px;
  margin-bottom: 20px;
  box-shadow: 0 1px 4px rgba(0,0,0,0.06), 0 0 0 1px rgba(0,0,0,0.04);
}
.results-card-title {
  font-size: 1rem; font-weight: 700; margin-bottom: 20px;
  color: #1a1a1a; letter-spacing: -0.01em;
}

/* ── PROJECTION TABLE ─────────────────────────────────────────── */
.projection-table-wrap { overflow-x: auto; }
.projection-table { width: 100%; border-collapse: collapse; font-size: 0.9rem; }
.projection-table th {
  text-align: left; font-weight: 600; color: #888;
  padding: 0 12px 12px 0; font-size: 0.8125rem; text-transform: uppercase; letter-spacing: 0.05em;
}
.projection-table th:not(:first-child) { text-align: right; }
.projection-table td {
  padding: 10px 12px 10px 0; border-bottom: 1px solid #f0ede8;
  color: #1a1a1a;
}
.projection-table td:not(:first-child) { text-align: right; }
.row-label { color: #5a5a5a; font-size: 0.875rem; }
.row-label.bold { font-weight: 700; color: #1a1a1a; }
.divider-row td { border-bottom: 2px solid #e8e4dc; padding-top: 6px; }
.highlight-row td { font-weight: 700; font-size: 1rem; }
.highlight-row.negative td { color: #c0392b; }
.highlight-row.negative .row-label { color: #c0392b; }

/* ── ALERT ─────────────────────────────────────────────────────── */
.alert {
  display: flex; align-items: flex-start; gap: 10px;
  padding: 14px 16px; border-radius: 10px; margin-top: 16px; font-size: 0.875rem;
}
.alert svg { flex-shrink: 0; margin-top: 1px; }
.alert-danger { background: #fff5f5; color: #c0392b; border: 1px solid #fecaca; }

/* ── ALLOCATION GRID ───────────────────────────────────────────── */
.allocation-grid {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin-bottom: 20px;
}
.alloc-card {
  background: #fff; border-radius: 14px; padding: 24px 20px;
  box-shadow: 0 1px 4px rgba(0,0,0,0.06), 0 0 0 1px rgba(0,0,0,0.04);
  text-align: center;
}
.alloc-label {
  font-size: 0.6875rem; font-weight: 800; letter-spacing: 0.1em;
  text-transform: uppercase; color: #888; margin-bottom: 10px;
}
.alloc-amount {
  font-size: 1.75rem; font-weight: 800; letter-spacing: -0.03em;
  color: #1a1a1a; margin-bottom: 10px;
  display: flex; align-items: baseline; justify-content: center; gap: 4px;
}
.alloc-unit { font-size: 0.875rem; font-weight: 600; color: #888; }
.alloc-desc { font-size: 0.8125rem; color: #888; line-height: 1.4; }

.alloc-save  { border-top: 3px solid #27ae60; }
.alloc-tax   { border-top: 3px solid #e67e22; }
.alloc-safe  { border-top: 3px solid #2980b9; }

/* ── INSIGHTS ──────────────────────────────────────────────────── */
.insights-list { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.insights-list li {
  font-size: 0.9375rem; color: #3d3d3d;
  padding-left: 24px; position: relative;
  line-height: 1.5;
}
.insights-list li::before {
  content: ''; position: absolute; left: 0; top: 8px;
  width: 8px; height: 8px; background: #7c6f5b; border-radius: 50%;
}

/* ── CTA CARD ─────────────────────────────────────────────────── */
.cta-card { background: #faf9f7; border: 1.5px solid #e0dbd4; }
.cta-inner { text-align: center; }
.cta-inner h2 { font-size: 1.125rem; font-weight: 700; margin-bottom: 8px; letter-spacing: -0.01em; }
.cta-inner p  { font-size: 0.9rem; color: #666; max-width: 480px; margin: 0 auto 20px; }

/* ── EMAIL CAPTURE ─────────────────────────────────────────────── */
.email-card {
  background: #1a1a1a; color: #fff; border-radius: 14px;
  padding: 32px 28px; text-align: center;
  margin-bottom: 20px;
}
.email-tag {
  font-size: 0.75rem; font-weight: 700; letter-spacing: 0.08em;
  text-transform: uppercase; color: #888; margin-bottom: 8px;
}
.email-heading {
  font-size: 1.0625rem; font-weight: 700; margin-bottom: 20px; letter-spacing: -0.01em;
}
.email-form { display: flex; gap: 10px; max-width: 440px; margin: 0 auto; }
.email-input {
  flex: 1; height: 48px; padding: 0 16px;
  border: 1.5px solid rgba(255,255,255,0.15); border-radius: 10px;
  background: rgba(255,255,255,0.08); color: #fff; font-size: 0.9375rem;
  font-family: inherit;
}
.email-input::placeholder { color: #888; }
.email-input:focus { outline: none; border-color: rgba(255,255,255,0.4); }
.email-submit-btn { background: #fff; color: #1a1a1a; height: 48px; align-self: center; white-space: nowrap; }
.email-submit-btn:hover { background: #eee; }

.saved-card {
  display: flex; align-items: center; gap: 14px;
  font-size: 0.9375rem; color: #fff;
  background: #1a1a1a; border-radius: 14px; padding: 24px 28px;
  margin-bottom: 20px;
}

/* ── FOOTER ────────────────────────────────────────────────────── */
.footer { background: #f0ede8; padding: 24px 0; text-align: center; }
.footer p { font-size: 0.8125rem; color: #888; }
.footer a { color: #888; text-decoration: none; }
.footer a:hover { color: #1a1a1a; }

/* ── TOOLTIPS ──────────────────────────────────────────────────── */
.tooltip-btn {
  display: inline-flex;
  align-items: center; justify-content: center;
  width: 16px; height: 16px;
  border-radius: 50%;
  background: #e0dbd4; color: #7c6f5b;
  font-size: 10px; font-weight: 700; cursor: default;
  flex-shrink: 0; line-height: 1;
}
.tooltip-btn:hover { background: #ccc7bc; }
.tooltip-text {
  font-size: 0.8125rem; color: #7c6f5b;
  background: #f5f0e6; border: 1px solid #e0d8c0;
  border-radius: 6px; padding: 8px 12px;
  margin-bottom: 12px; line-height: 1.5;
}

/* ── FEEDBACK WIDGET ───────────────────────────────────────────── */
.feedback-widget {
  background: #fff; border-radius: 14px; padding: 28px 24px;
  text-align: center;
  box-shadow: 0 1px 4px rgba(0,0,0,0.06), 0 0 0 1px rgba(0,0,0,0.04);
  margin-bottom: 20px;
}
.feedback-title { font-size: 1rem; font-weight: 700; margin-bottom: 16px; color: #222; }
.feedback-options {
  display: flex; gap: 8px; justify-content: center; flex-wrap: wrap; margin-bottom: 14px;
}
.feedback-btn {
  display: inline-flex; align-items: center; gap: 6px;
  background: #f7f6f3; border: 1.5px solid #e0dbd4; border-radius: 8px;
  padding: 8px 16px; font-size: 0.875rem; font-weight: 500; color: #444;
  cursor: pointer; font-family: inherit; text-decoration: none;
  transition: background 0.15s, border-color 0.15s, color 0.15s;
}
.feedback-btn:hover { background: #f0ece4; border-color: #c0b8a8; color: #1a1a1a; }
.feedback-form { margin-top: 14px; }
.feedback-textarea {
  width: 100%; padding: 10px 14px;
  border: 1.5px solid #e0dbd4; border-radius: 8px;
  font-size: 0.9375rem; font-family: inherit; color: #1a1a1a;
  resize: vertical; min-height: 72px; margin-bottom: 10px; background: #fff;
}
.feedback-textarea:focus { outline: none; border-color: #7c6f5b; box-shadow: 0 0 0 3px rgba(124,111,91,0.08); }
.feedback-submit {
  background: #1a1a1a; color: #fff; border: none;
  border-radius: 8px; padding: 10px 20px;
  font-size: 0.875rem; font-weight: 600; font-family: inherit; cursor: pointer;
  transition: background 0.15s;
}
.feedback-submit:hover { background: #333; }
.feedback-saved {
  display: flex; align-items: center; justify-content: center; gap: 8px;
  color: #27ae60; font-size: 0.9375rem; font-weight: 600;
}
.feedback-saved-msg {
  background: #f0f7f2; border: 1px solid #c0e4c8; border-radius: 8px;
  padding: 10px 16px; color: #27ae60; font-size: 0.875rem; margin-top: 12px;
}

/* ── MOBILE RESPONSIVE ─────────────────────────────────────────── */
@media (max-width: 600px) {
  .step-track { gap: 0; }
  .step-label { display: none; }
  .step-connector { margin-bottom: 0; align-self: center; margin-top: 0; }

  .income-row-bottom { grid-template-columns: 1fr; }
  .bill-row-bottom { grid-template-columns: 1fr 1fr; }
  .bill-field-group:last-child { grid-column: 1 / -1; }
  .allocation-grid { grid-template-columns: 1fr; }
  .alloc-amount { font-size: 1.5rem; }
  .email-form { flex-direction: column; }
  .wizard-nav { flex-direction: column-reverse; gap: 10px; }
  .wizard-nav .btn-back,
  .wizard-nav .btn-next { width: 100%; justify-content: center; }
}